Rev. April 15, 2019 

What does Lead Bank do with your personal information?  

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Lead Bank chooses to share; and whether you can limit this sharing.

                                                                                           
                                                                                                                                                                                                                                                 

Reasons we can share your personal information

Does Lead Bank share?

Can you limit this sharing?

For our everyday business purposes–
such as to process your transactions, maintain, your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes–
to offer our products and services to you

Yes

No

For joint marketing with other financial companies

Yes

No

For our affiliates' everyday business purposes–
information about your transactions and experiences

No

We don't share

For our affiliates' everyday business purposes–
information about your creditworthiness

No

We don't share

For nonaffiliates to market to you

No

We don't share



Questions? Call 816.220.8600.



Who we are

 

Who is providing this notice?

Lead Bank



What we do

 

How does Lead Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Lead Bank collect my personal information?

We collect your personal information, for example, when you

  • Apply for a loan or open an account
  • Show your government-issued ID or use your credit or debit card
  • Provide employment information
We also collect your personal information from other companies.

 

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.

 



Definitions

 

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Our affiliates include others, such as Lead Financial Group, Inc. and LB Real Estate Holdings LLC

 

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Lead Bank does not share with non-affiliates so they can market to you.

 

Joint marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

  • Third Party Financial Service Providers

 



Other important information

 

Lead Bank is chartered under the laws of the State of Missouri and is subject to regulatory oversight by the FDIC. Any consumer wishing to file a complaint against Lead Bank should contact the FDIC though one of the following means: In person, by U.S. Mail: 1100 Walnut Street; Suite 2100; Kansas City, MO 64106, by Telephone (800) 209-7459, or Online at: https://ask.fdic.gov/FDICCustomerAssistanceForm