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Late last year, Lead acquired Loop, a stablecoin payments company. I'm Eleni, Loop's founder, and I now lead stablecoins at Lead. The acquisition raised a fair question: why would a bank — an industry that has historically kept crypto at arm's length — buy a stablecoin company?
We’re proud to announce that Lead has been named to CNBC’s 2026 Disruptor 50 list, ranking #34 among the most innovative private companies transforming industries and shaping the future of business. This is Lead’s third-consecutive year to be recognized by CNBC.
The future of payments is evolving rapidly, and stablecoins are becoming a foundational component of how money will move in the years ahead. As businesses seek faster settlement, greater efficiency, and enhanced security, the infrastructure powering payments must evolve alongside them.
Lead Bank, a state-chartered bank and leading Banking-as-a-Service (BaaS) partner for fintechs and crypto companies, has announced a collaboration with Chainalysis, the blockchain data platform, to enhance its compliance capabilities and streamline client onboarding.
We’re pleased to have been named to the Forbes 2025 “Next Billion Dollar Startups” and proud to stand out as one of the few fintechs on a list dominated by AI companies. In fact, 20 of the 25 companies on the list are focused on artificial intelligence.

Fintech Layer Cake officially kicks off its third season with Erica Khalili, Chief Legal Risk Officer and Co-founder of Lead. Erica shares the transformative journey of Lead, from its legacy as a century-old institution to becoming a cutting-edge fintech sponsor bank. She discusses the critical pillars of success—technical excellence, client obsession, and risk management—and reflects on the evolving landscape of fintech partnerships and compliance. Packed with real-world insights, this episode is a must-listen for fintech enthusiasts and industry leaders alike.

We’re honored to share that Lead Bank was added to the 2024 Forbes Fintech 50 list! The list showcases top-performing companies that continue to innovate, grow and adapt even as the industry continues to see layoffs, lower valuations and a collapse in venture capital funding. We were highlighted for our ability to move money, issue loans and process payments for other, more consumer-facing fintech and crypto startups. These innovative tech companies utilize Lead as a banking partner (Banking as a Service, BaaS) to provide the infrastructure they need to bring more value to consumers through cutting-edge and customer friendly products.

Lead has been certified as a Most Loved Workplace. Because at Lead, our commitment to creating a collaborative, performance driven and enjoyable work environment is unwavering. Thank you to our phenomenal team for making this possible. Your hard work, enthusiasm, and dedication contribute to making Lead not just a workplace, but a place where skills are honed and success is a collective celebration.

In the seven months since Lead Bank Chair and CEO Jacqueline Reses led a group that acquired the bank, it has built one of the most seasoned and diverse leadership teams in the Kansas City area.
Lead Bank has been recognized for offering a scalable and personalized benefits experience. Lead Bank, headquartered in Kansas City, Missouri, is a tech-enabled financial services company redefining the standards of banking for fintech and embedded finance.