Cash Management Business Solutions | Lead Bank




Personalized services for your business.

With comprehensive business cash management services, our team of accredited, certified, leading experts work with you to create a customized pricing solution based on your volume and transactions. With Lead Bank's tested and transparent consultative approach, you get the flexible business solutions you deserve while helping you save money along the way.


Mobile Deposits

On the go? In addition to the desktop remote deposit capture service, we also have mobile remote deposit capture. After downloading the app to your mobile device, simply snap a picture of the front and back of the check you wish to deposit and complete the deposit.

Wire Transfers

Send guaranteed funds electronically to an account at another financial institution, assign multiple levels of user permissions and dollar limits, and initiate domestic and international wire transfers in a variety of currencies. These generally occur on the same day depending on the cutoff times of the financial institution.

Positive Pay

With Positive Pay and ACH Positive Pay fraud prevention services, you supply us with the details of the issued checks and ACH transactions and as each clears the account we will automatically compare them to the provided information. If there is any difference an automated email will be sent to you allowing you to make the decision to either pay the check or return it.

Remote Deposits

Scan checks and deposit them directly to your business account from any of your business locations with this fast, safe system offering same-day credit. Lead Bank can provide a desktop scanner, if needed. Once the service is enabled and the scanner is connected and installed to your designated in-office computer you can begin making deposits!

ACH Origination

Lead Bank's partnership with ACH Manager's ACH Origination allows for ACH information to be keyed into templates that can be saved and used repeatedly or to import a data file from an external accounting program/service. Also offered to enhance the experience, same-day ACH origination allows ACH credit and debit entries to settle to the receiver’s account the same day the file is originated.


Payments

Lead Bank's secure bank payment solutions create value for businesses, consumers and partners across a variety of industries. We handle large volumes of ACH and wire transactions and accommodate a variety of cutoff time options. We have knowledge in card processing, payment processing and program management disciplines. You can count on our team of Bankers to work with you to develop the most effective payment solutions so you can succeed. Learn more here.
 
 
 
 
 
 
 
 

Explore Payroll Processing with Lead Bank

Are you a small business looking to simplify your payroll process? Our team can help customize the right services to help streamline your business payroll operations.
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    A person reviewing past due credit card bills and budget documents trying to learn how to build credit and pay down debt


    Merchant services.

    The latest in payment industry technology and payment solutions with local customer service and very competitive pricing. For credit processing, our relationship with BancCard provides:

    • Ongoing personal service as BancCard takes care of all paperwork, initial set up, or transition as well as ongoing local personal service.
    • Personalized advice on the best fit for how to take credit card payment at each business.
    • Numerous options and personalized advice on the best fit for accepting credit cards for payment, terminals, phone/tablet apps, virtual terminals, point of sale devices as well as integration into existing point of sale systems, and website integration.
    • All of these services without a contract or lease.
    CONTACT US TO GET THE DETAILS

    Your ACH business toolkit

    Need more information on payment processing? We’ve put together the toolkit below that includes helpful resources to keep you up to date.

    Don't forget to review the latest 2021 Nacha Operating Rules Changes. 

    Become stronger in your payments practices.

    Be on the cutting edge of your payments.

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